Does every visa type need the same proof of funds?

No. A study route is assessed on tuition plus a fixed number of maintenance months, a work route on landing and relocation costs, and a visitor route on the length of the trip. This calculator only asks for the inputs that change the figure for the route you choose.

How long must the money sit in my account?

Most routes require a continuous holding period — 28 consecutive days for the UK, and typically 30 to 120 days elsewhere. A balance that appears days before you apply is the single most common financial refusal trigger.

← Free tools

Proof of funds, calculated for your exact route

Choose the destination and visa type and the form changes with it. No tuition field on a work permit, no nine-month maintenance on a tourist visa — only what your route is assessed on.

Showing requirements for United States — work route · back to the checklist

Destination

Visa type

Loading the published maintenance figures…

Only what this route is assessed on

Months of living costs to cover

This route expects 3 month(s) of maintenance.

Living costs per month (USD)

Pick your destination to load the published maintenance figure.

Relocation & first-month costs (USD)

Deposit, first rent and registration fees — work routes are assessed on landing costs, not a long maintenance period.

Flights & arrival costs (USD)

Your position today

Current balance (USD)

Date of your last large deposit

Used to work out the earliest date the balance reads as your own money rather than a loan.

Funds you must show

Next step

The figure is the easy part.

Officers refuse on the shape of the statement — lump deposits, round numbers, a balance that only appears at the end. The free check reads those patterns across your whole file.

Deposit patterns, seasoning and unexplained lump sums
Passport and document validity against your travel dates
The documents your exact route requires and you have not mentioned

Run my free readiness check

Free, no account and no card — you get a score, your biggest risk and the missing documents.

Why the same amount passes for one route and fails for another

Study routes are assessed on unpaid tuition plus a fixed maintenance period. Work routes are assessed on landing costs — you are expected to earn once you arrive, so a long maintenance period is not required. Visitor routes scale with the length of the trip you requested, and prepaid accommodation genuinely reduces what you must show. Feeding a student figure into a work application is one of the quiet reasons applicants over-save and still get refused for an unexplained deposit.

Every figure here is stored per route with its source and last-reviewed date. Where a post publishes no exact number we show the regional norm and label it as an estimate.

Embed this calculator — free

Run a blog, university page or community forum? Paste this snippet to give your readers the calculator. No attribution fee, no sign-up.

<iframe src="https://getdocuscore.com/embed/proof-of-funds" width="100%" height="520" style="border:0;max-width:600px" loading="lazy" title="Proof of funds calculator by DocuScore AI"></iframe>
<p><a href="https://getdocuscore.com/tools/proof-of-funds">Proof of funds calculator</a> by DocuScore AI</p>

Prefer raw numbers? The underlying figures are published as a free open dataset (CSV, JSON, CC BY 4.0).

Get the free refusal-proofing checklist

One email. The exact document mistakes that cause most refusals, plus what officers check first.

No spam. Unsubscribe in one click.